My husband and I are about six months into our most stable financial situation ever and boy are we incredibly thankful. This time last year we were both newbies in our jobs, had nothing in our savings accounts and were still trying to divvy up our expenses and plan out future bills between multiple bank accounts (which is really frustrating and stressful, so if you take my advice, don't do it). Even worse, this time two years ago, we were working a combined four jobs, living with family and could fit both of our possessions into one room.
However, we learned one of the most important life lessons in today's economy: how to live on a (tight) budget. Over the years, we have tweaked our finances, but the lessons remain the same. In no particular order, I give you our five most important budget lessons: freebie included!